Dear young guys at 22 to 28 

Don't make silly mistakes, marry now with the little you have, don't wait to be a millionaire, have kids early so you can grow with them...grow with your kids and succeed with your wife, you will never finish making money or achieving your plans, you might still not succeed at your target year, so start your life early with consistency you will grow, I had this one friend at 22 he told me he was always on making billions before getting married so many years later billions didn't come yet no wife or Kids, he had an opportunity to marry the love of his life very early after he graduated, but his fear was "can he take care of her" she's married now with two grown up children. ...the guy she married was still schooling then, but had the courage they worked hard and succeeded together

So if you can feed your self , you can feed your wife, you have to believe it marry early don't wait don't start regretting after.... You see your childhood friends who are already married most of them are not doing well as you, but they are happier, trust me it isn't about money only, but Rather your happiness depends entirely on your wisdom with a well planned life they are happier...

So what your problem? You wanna build mansions? Roll Royce? Marry Sharon stone type but still you don't have those things you dreamed of and of course the years wasted! And still can't have them....

Don't pray to be 60 years old and your kids will still be in their 20's, what are you , Supposed to be at that age, their grand father?

Get married, don't be afraid that girl you are finding fault In has many good qualities if you look well, don't ever think you will get everything before you settle down, God can change your life in a blink with a good wife by your side you will succeed.